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LEGAL

Privacy Policy

This policy describes how Chesapeake Risk Inc. may collect, use, and protect information submitted through this website and related communications.

Effective date: September 12, 2026

Information We Collect

We may collect information you provide directly, including your name, email address, telephone number, mailing or property address, appointment details, insurance or risk-related information, business information, and other information you choose to provide when requesting a consultation or communicating with Chesapeake Risk.

We may also collect or receive website, device, advertising, and interaction information through cookies, pixels, analytics, communications platforms, and similar technologies, including IP address, browser and device information, pages visited, referring source, advertising identifiers, campaign information, and interactions with our website, emails, calls, or messages.

How We Use Information

We may use information to respond to inquiries; schedule consultations; evaluate, quote, place, and service insurance or other requested services; operate and improve our business and website; maintain records; prevent fraud and protect security; perform analytics, modeling, business intelligence, product development, audience measurement, advertising, and marketing; communicate with you as permitted by law; and comply with legal, regulatory, contractual, and insurance-industry obligations.

Affiliates and Service Providers

Chesapeake Risk Inc. is part of the Hunter Brooks Companies family of businesses. We may disclose information to affiliated companies, including LeverageCI and SiteRisk LLC, for administrative and operational support, analytics, business intelligence, product development, data enrichment, marketing, commercialization of data or derived insights, and other purposes described in this Policy, subject to applicable law. We also use service providers for hosting, scheduling, customer relationship management, analytics, advertising, communications, security, and related business functions.

Cookies and Analytics

The website may use cookies, pixels, tags, and similar technologies for functionality, analytics, attribution, audience measurement, and advertising. These technologies may allow us and third parties to collect or receive information about website activity and interactions. Some disclosures associated with advertising or analytics may be treated as a sale, sharing, or targeted advertising under applicable privacy law. Browser or device settings may limit some technologies, and additional opt-out rights may apply as described below.

Information Sharing

We may disclose personal data to affiliates, service providers, analytics and advertising technology providers, insurance carriers and intermediaries, professional advisors, regulators, law enforcement, and other parties when reasonably necessary to operate our businesses, respond to a request, evaluate or place coverage, provide requested services, protect legal rights, or comply with law. We and certain affiliates, including LeverageCI and SiteRisk LLC, may also use, license, disclose, commercialize, or otherwise monetize data, data products, audience information, analytics, models, or derived insights as permitted by applicable law. Certain activities may constitute a sale, sharing, or targeted advertising under applicable privacy laws. Sensitive personal data will not be sold where prohibited by law, and insurance or financial information subject to sector-specific privacy requirements will be handled subject to those applicable requirements.

Security and Retention

Reasonable administrative, technical, and organizational measures are used to protect information. No method of electronic transmission or storage can be guaranteed completely secure. Information may be retained for business, legal, regulatory, and recordkeeping purposes for periods reasonably necessary to fulfill those purposes.

Your Choices

Depending on where you reside and applicable law, you may have rights to know or access personal data, obtain information about how it is used or disclosed, correct inaccuracies, request deletion, obtain a portable copy, limit certain processing, and opt out of the sale or sharing of personal data and certain targeted advertising. You may also withdraw or revoke communications consent as permitted by law. Requests may be submitted using the contact information below. We may need to verify your identity and may retain information when required or permitted for legal, regulatory, contractual, fraud-prevention, insurance, or recordkeeping purposes.

Third-Party Links

This website may link to third-party websites or services. Chesapeake Risk is not responsible for the privacy practices or content of third parties.

Updates to This Policy

This policy may be updated periodically. The effective date above will be revised when material changes are made.

Contact

Questions regarding this policy may be directed to Chesapeake Risk Inc. at legal@cri.agency, 443-836-5600, or 14320 Jarrettsville Pike Ste 277, Phoenix, MD 21131.

This policy is intended to describe current website and data practices. Because Chesapeake Risk operates in a regulated insurance environment and affiliated companies may commercialize data or derived insights, counsel should review the policy, consent flows, data-processing arrangements, and consumer-rights procedures before those monetization activities begin.

Communications, Automated Technology, and AI

If you provide contact information, Chesapeake Risk may communicate with you by telephone, text message, and email for service, scheduling, account, informational, and, where permitted, marketing purposes. Communications and business processes may use automated systems, artificial intelligence, AI-assisted agents, prerecorded or artificial voice technology, or similar technologies. Where prior express consent or prior express written consent is required by law, we will seek that consent separately. Consent to marketing calls or texts is not a condition of purchasing insurance or another service, and you may revoke consent or request that communications stop as provided by law. Consent given to Chesapeake Risk does not by itself authorize a separate affiliated company to place marketing calls requiring seller-specific consent.

Sale, Sharing, Targeted Advertising, and Data Commercialization

Our use or disclosure of personal data may in some circumstances be considered a sale, sharing, targeted advertising, or similar regulated activity. Chesapeake Risk and affiliated companies, including LeverageCI and SiteRisk LLC, may create, use, license, disclose, commercialize, or monetize data, analytics, models, audience information, and derived insights as permitted by applicable law. Where applicable law provides a right to opt out of the sale or sharing of personal data or targeted advertising, we will honor verified requests and applicable legally recognized opt-out signals. We do not sell sensitive personal data where prohibited by law.

De-Identified and Aggregated Information

We may create aggregated, statistical, modeled, or de-identified information from data we maintain. We may use and disclose such information for analytics, research, product development, business intelligence, risk modeling, marketing, commercialization, and other lawful business purposes. Where information is treated as de-identified under applicable law, we will not attempt to re-identify it except as permitted for compliance, security, testing, or other lawful purposes.

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