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LEGAL

Terms of Use

These terms govern use of the Chesapeake Risk Inc. website and related online content.

Effective date: September 11, 2026

Website Use

This website is provided for general informational and business communication purposes. By using it, you agree to use the site lawfully and in a manner that does not interfere with its operation or the rights of others.

No Binding Coverage

Information on this website does not bind, amend, extend, or create insurance coverage. Coverage is subject to completed applications, underwriting, carrier approval, applicable policy terms, conditions, exclusions, and required payment. No insurance coverage should be considered in force unless confirmed through the applicable insurer or authorized documentation.

General Information Only

Website content is intended to provide general information about risk and insurance considerations. It is not legal, tax, accounting, investment, or other professional advice and should not be relied upon as a substitute for advice tailored to a specific situation.

Appointments and Communications

Scheduling a consultation, submitting information, or contacting Chesapeake Risk does not by itself create an insurance contract, guarantee eligibility, or obligate Chesapeake Risk or any insurer to provide coverage.

Third-Party Services

The website may use or link to third-party services for scheduling, communications, analytics, or other functions. Chesapeake Risk does not control and is not responsible for third-party websites, availability, content, or practices.

Intellectual Property

Unless otherwise indicated, website content, branding, graphics, and other materials are owned by or used with permission by Chesapeake Risk Inc. They may not be copied, reproduced, or used for commercial purposes without appropriate authorization.

Accuracy and Availability

Chesapeake Risk seeks to maintain accurate and useful website information but does not warrant that all content is complete, current, or error-free. The website may be changed, suspended, or unavailable from time to time.

Limitation of Liability

To the extent permitted by applicable law, Chesapeake Risk is not responsible for losses arising solely from reliance on general website content, temporary website unavailability, or third-party services outside its control.

Governing Requirements

Insurance products and services are subject to applicable licensing, underwriting, carrier, and regulatory requirements in the jurisdictions where services are offered.

Changes to These Terms

These terms may be revised periodically. Continued use of the website after an update constitutes acceptance of the revised terms to the extent permitted by law.

Contact

Questions regarding these terms may be directed to Chesapeake Risk Inc. at legal@cri.agency, 443-836-5600, or 14320 Jarrettsville Pike Ste 277, Phoenix, MD 21131.

This draft is intended for website operational use and should receive legal review before final publication.
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